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Employers Group

Last updated on Friday, August 6, 2004

Employers Group Privacy Policy

This notice provides information about our privacy policies and practices

As a member of Employers Group, or as a registrant on our websites, we make every effort to provide you with the information and services you’re seeking from us. There may be times when we will request information from you that is considered private and personal and we want you to understand the terms and conditions related to the collection and use of that information. .Employers Group's privacy policy tells you what information we gather, how we use it, and how to correct or change it. This privacy policy applies to all of the Employers Group sites, including employersgroup.com, hronline.com and eeAccess.com. These sites are included each time we refer to Employers Group website(s) or employersgroup.com.

Information We Collect

Employers Group website(s) collect three types of information:

  1. Personal Information
    When you register on our website(s) to receive information, make a purchase or join any of Employers Group’s programs, you may be asked to provide personal information. Personal data may also be requested when registering for promotional programs offered by Employers Group. Generally, we will ask for information such as your name, title, email address, telephone, address, and a password. This information is collected in order to allow us to better service you. This information will not be released without authorization from you and we will never disclose personal identification information.
  2. Member Account Information
    When you become a member of Employers Group or purchase any of our services, you may be required to submit certain information for billing and information purposes. This information may include your company name, address, your personal full name, title, phone number and credit card or bank draft information. We will not disclose this information to any parties outside of Employers Group and/or its agents. Once your account is activated, Employers Group may use your account information to distribute information to you via e-mails or direct mailings.
  3. Web Activity Data
    Member activity data is gathered through several methods, and is tracked as a whole among all members rather than individually. This allows us to track the overall traffic to our website(s) -- we do not use it to identify you personally.By tracking website activity data, Employers Group builds better services for members. We can determine which areas of our website(s) are most effective or appropriate for our users based on the traffic to particular areas which helps us build the kind of service users want. In order for Employers Group to evaluate our members' interests, we may also track search term requests from our websites. In certain instances, we may need to disclose such aggregated member activity data to third parties such as our website designers and other partners. We may also share compiled demographic and traffic information with our partners.

How we Use Information

Employers Group website(s) only uses personal information that has been voluntarily provided by you. The information is used to help us identify which areas of our site(s) and services are effective or need improvement. For example, we may modify our site based on your interests. This information is also used to keep you informed through e-mail updates. In any case, Employers Group website(s) will not disclose any personal information that identifies you to any third party without your consent unless we define the nature and means of disclosure or disclosure is legally required or to protect our rights. If you unsubscribe to any of our emails, your name will be removed from future mailings.

Employers Group Member Services

As a member or user of Employers Group, we ask that you provide certain information to use our website(s) services, such as your e-mail and mailing address. When using those services, we may ask you for your name and password, address, zip code, telephone number, etc. This information may be shared with Employers Group's service providers. For example, we share your password information with our e-mail service provider to retrieve your password as needed. We are concerned for the privacy and safety of your personal information, and therefore use high-level encryption methods when sending such data to our service providers.

Use of Cookies

Websites will commonly write small data files (cookies) to your hard drive during your visits to the site. A cookie file is used in order to track your traffic patterns on a particular site and contains information that can anonymously identify you. This information is encrypted for security purposes. Employers Group measures the activity of the site by using cookies. Cookies help us make improvements to the site so you can have a pleasant and productive experience. Cookies are beneficial to you because they allow you to use our member services without having to resubmit your data each time you log on. The cookies provide an identity for your computer and will also allow access to members-only features of our site. Cookies are created to identify your computer when visiting our site and can't read data or do damage to your hard disk or memory, or read cookie files created by other sites. You can set your browser to send a warning message before accepting cookies or to refuse cookies. Check with your browser for instructions on how to handle cookies. Cookies for members are not hidden so you may clear cookies if you wish.

Employers Group Content Providers and Partners

Your personal information collected on our website(s) is not released to anyone outside of Employers Group except in limited circumstances where you have given your consent. For instance, the personal information you provide during registration to a clearly identified partner or content provider will only be shared with that partner. Since Employers Group cannot control the practices of partners, we urge you to visit their homepages and read their company information. Please be aware that links to other sites from Employers Group website(s) may not follow the same privacy philosophy as we do. These links may take you away from Employers Group website(s) and into another site. Under these circumstances, these sites may send their own cookies to you and may collect personal information and data that we do not require.

Information requested by Employers Group and its websites is provided by you to us. Information requested by other firms, organizations, linked websites and partner sites reached through our website(s), but not controlled by Employers Group is provided on a voluntary basis by you to them. Affiliate online merchants have privacy and data collection practices of their own. Please consult the partner's home page for the company’s practices.

Employers Group does not have any responsibility for the policies or practices of websites or firms which are not owned by Employers Group.

If You Choose Not to Give Personal Information

Employers Group website(s) give you the opportunity to choose not to submit personal information in certain circumstances. If you choose not to participate please be aware that this will severely limit the amount and quality of information you can access on our sites.

Changing Your Information

As a member or user of Employers Group, you have the ability to correct or change the information you provided during website registration. This information may be changed at any time. To request this please contact us by phone at 1-800-748-8484 or email us at webmaster@employersgroup.com.

Privacy Change Notification

Employers Group reserves the right to change this privacy policy at any time. When changes are made they will be posted to the website immediately.

Use of Credit Card Data

Employers Group recognizes your concerns about web commerce and transactions using bank and credit card information. We are committed to keeping personal information secure during commerce transactions and therefore use a secured SSL encryption with all direct transactions that involve using credit card or banking information. This allows us to send your credit card number and personal data over the Internet securely. Once encrypted, only the credit card's authorization company has the ability to decrypt it. Additionally, we store any personal information you submitted on forms (i.e. your address, e-mail and billing information) on our secure server. Our server is tightly monitored and controlled. Only those with proper authorization have access to this information.

Proprietary And Trade Secret Information

Employers Group website(s) and related documents contain proprietary and trade secret information. The contents may not be disclosed to third parties without the prior written consent of Employers Group. To request consent please email us your request to webmaster@employersgroup.com.

The information compiled in these websites and accompanying publications is provided to users and members as a service. Although every effort has been made to ensure the accuracy and completeness of this information, Employers Group and the contributors and reviewers of these websites and our publications cannot be responsible for any error or omissions, nor any agency's interpretations, applications and changes of regulations described herein.

These websites are designed to provide accurate and authoritative information, often in a summarized manner, about the subject matter covered. They are offered with the understanding that the publisher and others associated with this information are not engaged in rendering legal, technical or other professional service. The services of competent professionals should be sought if legal and other expert assistance is required, Although content on Employers Group website(s) may contains information about legal issues, the content is not intended to serve as legal advice. Users who have specific questions about legal issues should consult with legal counsel.

License Agreement

An active member of Employers Group may use the members-only section of the Employers Group website(s) on any single computer at one location of your company. You may not transfer access to this members-only section, in any form, to an unlicensed user or to any other company locations.

Limited Warranty And Disclaimer

Employers Group warrants that the web product will substantially conform to the published specifications, provided that it is used on the computer hardware and with the operating system for which it was designed. If you are unsatisfied for any reason with the performance of our website(s), you may contact us at 1-800-748-8484.

Except as specifically provided above, Employers Group makes no warranty or representation, either express or implied, with respect to this product or documentation, including their quality, performance, merchantability or fitness for a particular purpose. In no event will Employers Group be liable for any damages, including but not limited to, indirect, special or consequential damages. Under no circumstances will Employers Group's total liability exceed the amount paid by the purchaser of this web product.

Governing Law

This License Agreement shall be governed by the laws of the state of California.

 

Editorial Content and Policies

Corrections and Clarifications to Website(s) or Publications

Employers Group is committed to correcting any factual errors or errors in interpretation. Editorial staff will address any errors brought to their attention and make an appropriate corrections or clarifications as soon as possible. This includes misspellings as well as factual or information errors identified on our website(s) or in publications. Please submit any requested changes to webmaster@employersgroup.com.

Reproduction of Employers Group Content

All Employers Group content and graphics are protected by U.S. copyright and international treaties and may not be copied without the express permission of Employers Group. In general, Employers Group does not allow reproduction of our website content or our publications unless the content is expressly labeled with a grant of permission to reproduce the content. If you would like to reproduce or adapt Employers Group content for your use, or for forwarding to other parties, you must apply for permission from webmaster@employersgroup.com.